Process

Using Quantitative and Qualitative Expertise to Complete the Picture

At SCS, we use a combination of advanced quantitative modeling with intense assessment of qualitative factors to determine the correct asset allocation for each client.

Cash Flow And Portfolio Growth

SCS applies a proprietary financial model that incorporates our long term asset class return expectations with year-by-year changes in client income/revenues, spending, taxes (if any), gifting and other financial activities. This allows us to predict possible future portfolio outcomes based on any combination of changes to the model's inputs. Our team examines whether a particular asset allocation program can meet your portfolio growth objectives over the long term, net of spending, taxes (if any) and fees, both on a nominal basis and after adjusting for the eroding effects of inflation.

To enhance our perspective, we also analyze the risk of the modeled portfolios, based on how the asset class portfolio would have behaved during an actual historical period of market stress. This leads directly to an interactive discussion of whether portfolio return objectives are consistent with the client's appetite for portfolio volatility.

The model allows us to tangibly show you how changes to the inputs for cash flow, market risk/return, tax, or asset allocation could affect the long term growth potential and risk characteristics of your investment portfolio. Since clients often possess many accounts, this iterative process will be done to ensure that a customized portfolio is built for each account.

Qualitative Judgment That Sharpens Your View

No model can fully incorporate all factors that influence an individual or institution's asset allocation plan. For this reason, we also spend a great deal of time discussing each client's desire for liquidity, your investment perspective, and other qualitative issues that must be considered before executing an investment program.

Our team draws from a breadth of experience and expertise in the various financial industry segments. Again, we believe that taking an integrated approach allows us to be more proactive and gain a complete view of the issues facing your family.

The SCS Team Is The Difference

SCS offers the ideal balance: world-class talent yet personal, nimble, and passionate about serving your best interests. We have more people dedicated to investments than other firms our size - and the caliber of our staff is excellent, as the results show. Each of our professionals brings with them investment experience and talent that is institutional star quality. We are able to react quickly; to access and execute across all asset classes in a manner consistent with global investment strategies. All the while, we never lose sight of each client's specific needs and remain dedicated to helping you achieve success on all fronts.